Build Business Credit with the Business Credit Builder

One of the great benefits of starting a business is that it is possible to establish a new and separate credit profile that is distinct from your personal credit profile  

This means that although you may have poor personal credit, you can structure your new business in a manner that allows you to build a pristine credit profile for your company, allowing you to receive loans, credit cards, lines of credit, etc. that you would not be able to obtain as an individual (and often at better interest rates).

The Basic Process

1. Incorporate or Form an LLC

You need to have a separate entity to build a separate credit profile. Click here for our incorporation and LLC formation services.

We can prepare this form for you when you use our incorporation services.

3. Open a Separate Business Bank Account

Business funds and personal funds must be separate.

4. Obtain a D-U-N-S Number

This is a 9-digit number issued by Dun & Bradstreet that most companies utilize to verify the credit history of businesses.

Make sure you've obtained all necessary business licenses, permits, etc. that are required in your jurisdiction.  Click here for our startup checklist.

6. Business Phone Line and Yellow Pages Listing

Make sure your business is listed in the phone directory and the phone line is in the business name, not in your personal name.

Make sure the exact same business address is used for your DUNS number, the yellow pages listing and phone number as well as on business licenses and company credit cards (that you will be applying for later). Your home address is acceptable, however, private mailboxes and p.o. boxes may not be.

8. Apply to "New Business-friendly" Creditors

Apply to those companies that generally grant new businesses credit cards and lines of credit without requiring a personal guarantee.  These companies will then update your credit profile with the various credit agencies. This is how you initially establish a business credit profile.

That's the basic process to setting up a new credit profile.  Read below for a much faster and more comprehensive credit building approach.

That's why we've partnered with Business Credit Services (BCS) to offer their 28-step credit building program.  

This patent-pending program allows you to ethically build a sound business credit profile in as little as 4-6 months and includes obtaining your D-U-N-S number, building your business credit reports and access to a list of creditors that will issue credit to new businesses without requiring a personal guarantee. BCS will even provide a business credit specialist to help you through the credit building process step-by-step!

Online Business Credit Builder™

If you would like to access their 28 Step credit building process right now, then you can purchase a 6 month membership to the Online Business Credit Builder™.  This is a self-directed program that shows you step-by-step how to build business credit at an enormous discount.

The Online Business Credit Builder takes you step-by-step through the business credit building process.

The Online Business Credit Builder™ program will help you:

• Separate your business credit from your personal credit.
• Stop providing personal guarantees on business credit.
• Create a new clean business credit profile.
• Have a higher personal credit score, by keeping business credit out of your personal name.
• Convenience of doing business on credit instead of cash.
• Credibility with vendors.
• Have peace of mind, knowing business creditors can not attach your personal assets.
• Increase your chances of succeeding in your business.
• Save money and time using a proven system.
• Increase cash flow by using credit instead of working capital.
• Have a credit profile built with the largest business credit bureaus in the world.
• Increase your chances of obtaining a business loan.
• Lower your interest rate on business loans and leases.

Benefits of the Online Business Credit Builder™:

• Join the thousands of small businesses who have already successfully completed the Online Business Credit Builder.
• Establish credit quickly. Most businesses receive credit in a few months.
• Get credit in the business name without ruining your personal credit and without personal credit checks.
• Get a score with all major business credit bureaus.
• Avoid the mistakes that prevent most businesses from successfully receiving credit and financing.
• Save thousands of dollars in interest payments by getting the best interest rates.
• Utilize a process that works so well, BCS has filed a federal patent.
• Instant access. You have full access after your payment has been received.

You get six months access to their patent-pending 28-Step business credit building process for a one time fee of only $299.00.  This is a discounted rate and we will only be able to offer this program at this price for a short time so please act now!

NOTE: If you order the service with our Incorporation and LLC formation services, you can save an additional $100 off the price of the Online Business Credit Builder!

 Note: this service is provided by a third party, please read our Website Terms of Use for details.

Full Service Coach-Assisted Credit Building Service

If you'd like more information on the full-service, coach-assisted credit building program, then please complete the form below and a Business Credit Services representative will contact you.

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